Illinois Roofing License, Insurance and Bonding

Our Illinois roofing license

Illinois Roofing Contractor License. License number available on request. You can confirm any Illinois roofer’s license on the state’s IDFPR license lookup.

The Illinois Roofing Industry Licensing Act requires anyone who contracts for roofing work to hold a license from the Illinois Department of Financial and Professional Regulation (IDFPR). A limited license covers residential buildings of up to eight units; an unlimited license adds commercial and industrial work. Licensed roofers must print their license number on contracts and bids and in their advertising, so if a contractor’s paperwork has no number on it, ask why.

Insurance and bonding

• $2M+ aggregate general liability protects your property if something goes wrong during the work.
• Workers’ compensation covers our crew members, so an injury on your roof does not become a claim against your homeowner’s policy.
• Surety bond provides an additional guarantee that contracted work is completed.

Before any project starts, we can have our insurance carrier send a certificate of insurance directly to you, your property manager or your association. A certificate that comes from the carrier, rather than a photocopy from the contractor, is the one worth trusting.

How to check any roofer’s Illinois roofing license and insurance

1. Search the contractor’s business name on the IDFPR lookup and confirm the license is active.
2. Ask for a certificate of insurance sent straight from their carrier.
3. Check that the estimate names products, not just “architectural shingles.”
4. Make sure the contract is in writing, signed by both parties, and lists a physical business address and phone number.
5. Walk away from anyone who offers to cover your deductible or asks you to sign over insurance payments before work is scoped.

For the full checklist, read our guide to choosing a licensed roofer in Illinois.

What Illinois law requires on paper

The Home Repair and Remodeling Act requires a written contract for repair or remodeling work costing more than $1,000, as the Illinois Attorney General reminds homeowners after every storm season. Contractors must also hand you the state pamphlet “Home Repair: Know Your Consumer Rights” (Public Act 101-0264), and the law bars any contractor from advertising or promising to pay or rebate part of your insurance deductible (815 ILCS 513/18).

Municipal registrations

Many villages and cities also require contractors to register locally before pulling a permit. We confirm the current registration and permit rules for each address before scheduling, and the permit, when one is required, is posted on site during the work, as our process describes.